How do you salvage vacation plans when a hurricane strikes?

POSTED: Monday, August 27, 2012 - 9:00am

UPDATED: Monday, August 27, 2012 - 9:52am

Your plans for that relaxing week on the beach in the Caribbean are in jeopardy because a hurricane's approaching, and worst of all you passed on the travel insurance option.

Fortunately, all may not be lost according to Jeanenne Tornatore at Orbitz.

"The first thing you really want to do is check with your hotel, with your resort, and find out what their hurricane policies really are," she advises.

Also expect the airlines, who may cancel flights until after the storm, to be pretty forgiving, too.

"The airlines are really good about waiving their cancellation fees if a specific destination is going to be affected," Tornatore says.

If you're booked on a cruise, however, Kelli Grant at SmartMoney says you shouldn't expect too much.

"Generally, their policies are going to be 'You're getting on the boat' and they're just going to send you out of the path of the storm," she explains.

Both say this is what comes with taking vacations at the height of the hurricane season, and why it might be worth buying travel insurance.

"Maybe just 2-3% of the cost of your trip, that's how much it's going to cost to get a policy and that would cover you for needing to cancel because of weather-specific reasons," Grant says.

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